Loans are chosen on the basis of many factors such as a low rate, flexible repayment option, easy documentation etc. At Aditya Birla, you get all of this together for all loans including a personal loan.
The loan amount is also higher than most of the other lenders offering it on the rate. You can use the fund for any legitimate purpose and also select the tenure which suits you. The Aditya Birla Personal Loan interest rate you will get depends on your income and other factors such as you CIBIL score and documentation.
Aditya Birla personal loan can be of real help to those who are in need of urgent money and higher funds. So, if you are one of them, you can also apply for this loan. The application procedure is available both online as well as offline. You can choose the way that is suitable to you. The online process is much more smoother and quick.
So, if you have an access to a nearest branch of Aditya Birla and even if you don’t, you can get this loan. The approval time will depend on the documentation provided by you. However, it does not take more than a week to get the loan disbursal.
Aditya Birla Personal Loan Interest Rates
A Aditya Birla finance personal loan is deciding by keeping into account your income and salary slip. If you are working in an MNC and are providing all the relevant documents, you can expect a lower rate.
Personal Loan EMI Calculator
If a person wants to take Aditya Birla personal loan, he/she would be concerned about the monthly installments they will have to pay to the bank. To know the monthly installments of the personal loan, the required details are:
- Loan Amount
- Interest Rate
For e.g., if a borrower wants to take a personal loan with the below details:
- Loan Amount- ₹15 lakhs
- Tenure- 5 Years
- Rate of Interest- 11.90% – 14.90% per annum
Total Interest- ₹98,436-₹1,23,800
Total Amount- ₹15,98,436-₹16,23,800
What makes Aditya Birla Personal Loan Unique
- Flexible repayment options.
- Flexible tenure options up to 60 months.
- Maximum loan amount of Rs 50 lakh.
- Repayment options: ECS/NACH.
- No security or collateral required to avail of the loan.
- Applicant can club income of co-applicant to enhance eligibility.
- Interest rates remain unchanged throughout the loan tenure.
Documents Required for Aditya Birla Personal Loan
- ID Proof
- PAN Card
- Driving license
- Aadhar Card
- Voter ID
- Passport size photo
- Address Proof
- Recent copy of telephone bill/electricity bill
- Driving license (having the same address as mentioned in application form)
- Voter ID (having the same address as mentioned in application form)
- Income Proof
- Salary slips for latest 3 months
- 6 months salary account bank statement
- Latest Form 16
Aditya Birla personal loan application status
You can check the status of your personal loan by contacting the finance company. You can either visit the local branch or track your loan application online.
Aditya Birla personal loan customer care number
You can call on the toll free helpline number of Aditya Birla Finance 1800 270 7000 regarding any query related to Aditya Birla personal loan.