credit score

Details On CIBIL Score Check by PAN Card Process

Almost everyone in India has heard the name CIBIL and its score. People know that this score is important to fetch good rates and many are even scared to be a defaulter of CIBIL. Why shouldn’t they be? This company is the most popular one when it comes to providing score of your repayment history.

Every lender in India asks for your credit score to know how good your payments in the past were. Anyways, there is nothing so scary about CIBIL score. To know your present status, read below the steps.

Steps to check CIBIL score by PAN Card

The online portals let you know that credit score within a few minutes. All you need to do is keep your PAN card handy and that’s it. You just have to follow the below steps:

  1. Visit CIBIL score page
  2. Provide your full name as mentioned on the PAN card
  3. Enter your Date of Birth
  4. Choose the gender you belong to
  5. Mention your PAN card number
  6. Enter your contact address
  7. Provide the email ID fn which you want to get the credit report
  8. Enter your mobile number
  9. Submit the form

On the successful submission of the CIBIL score form, you will get a confirmation on your email ID. You will also get the detailed credit report on the email ID you have provided.

Is CIBIL Score check free possible?

Yes, it is. There are some official partners of CIBIL that provide free CIBIL score and report. But, this is not a lifetime advantage but a limited period offer. You can check the details online.

Where can you get CIBIL report?

You have many options. If you check your score through the official website of CIBIL, you can ask for the report for which you will have to pay a minimal fee. Your report will include the following details:

  • All Loan Accounts
  • Credit Cards
  • Settled and Unsettled Accounts
  • Joint Loan Account
  • All Closed Loan Accounts
  • Accounts Where You Are As Guarantor
  • Holding Add-on Card

Who are eligible to check CIBIL score?

Anyone who has a PAN card can check credit score. Since the details required by the form are very basic. So, anyone who has a mobile number, email ID, PAN number and Aadhaar number with residence proof can do it.

How can you download a detailed CIBIL report?

You can download it by simply login to the registered website with the same email ID which you have used to check CIBIL. To download your CIBIL report, please follow the below steps:

  1. Visit ‘CIBIL Score’ check page.
  2. Click on ‘Login’
  3. Now enter your registered email ID and mobile number
  4. Enter the ‘OTP’ sent to your mobile number
  5. Login with the given details
  6. Go to CIBIL Report under CIBIL and download the report.

As you can see, the score can be checked quite easily CIBIL score check with PAN card. So, if you also want it, you can do it anytime according to your suitability.

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