If you are searching for a credit card that will let you earn money even when you are making every day spends. HDFC money back credit card is the right card for you. Cardholders can get to enjoy cashback on essential purchases and other exclusive privileges.
Other benefits like fuel surcharge waiver, interest-free credit, cashback on online spends and special deals from HDFC make this the perfect credit card for you.
Eligibility criteria for HDFC money back card: The credit card eligibility criteria are the topmost criteria of any bank because after that the bank can be decided rest procedure
- For salaried and self-employed minimum age limit is 21 years.
- Maximum age limit for salaried is 60 years.
- Maximum age limit for self-employed is 65 years.
Documents: The necessary below documents are required when applicant apply for credit card.
- Address Proof: Aadhaar card, Voter ID card, Driving licence or passport.
- Identity Proof: PAN card, Voter ID, Driving licence.
- Passport size photograph.
Features of HDFC money back credit card: Below are the overview of HDFC money back card.
Money back rewards: Earn every 100 reward points are worth Rs 30. You can also redeem your reward points for exciting gifts, air miles and attractive offers.
Online spends: You can earn 100% more reward points on your online expenditure by making payments through HDFC card.
Fuel surcharge offer: Enjoy a fuel surcharge waiver up to 1% on all fuel transactions above Rs 400.
Credit card offers: Check out the numerous and exclusive offers on HDFC bank credit card on the official web portal of the bank.
Interest-free credit: Enjoy 50 days long interest-free period from the date of purchases.
Zero liability on lost card: If, in case loss of a card, you can immediately report it to 24 hours call centre facility provided by the bank.
Revolving Credit: With revolving credit card facility make the most at economical interest rates. Refer to the official website of the bank for more details regarding this benefit.
Fee and charges: Below are the points
- Membership fee – As per bank’s norm.
- Renewal membership fee – As per bank’s norm.
- Revolving credit limit- As per bank’s norms.
- Cash withdrawal limit- As per bank’s conditions.
- Interest rate – As per bank’s norms.
- Cheque return charge – As per bank’s norms.
How to apply for money back credit card?
If you choose an online option, then need to visit the bank website portal to check all the information and fill the form along with correct details. Same as for the offline, need to visit the nearest bank branch and fill the physical form. After that, if you want to track your application form so there is another option that is application tracker system where you can enter your application reference number and registered mobile number so that you can have your all details.
HDFC credit card bill payments
Customers can choose an option as per their convenience offline or online mode. Online options are an easy and time-consuming option for the customers, they will do it anytime, anywhere through net banking, mobile banking and more options. Also, customers can pay bills offline to visit the nearest branch, cheque and ATMs. Paying bills on time is an absolute necessity for the cardholder.
HDFC money back card statement
If you want your every swipe report on a credit card, so the statement is the best answer. You can receive e-statement of the card by the bank on a monthly report on your registered email ID or can check net banking. Either you can visit the nearest branch and request for the issuance of the statement, which will show a complete detail of the shopping in a particular billing cycle. It will help you to know about your credit card limit and how to use carefully without any dues.
Customer care service
A customer can get in touch with this service at any time and anywhere. 24*7 customer care service will provide for customers, where they can raise any questions like credit card limit, credit card benefits, reward points, statements anything which ping customers mind. For customers it’s not mandated that can call only, they can reach through SMS, chat or visit the nearest bank branch.