Experian Credit Report India

Get Your Free Experian Credit Report India Today!

In India, people are comfortable in choosing a service that does not harm them as in they do now want to take the risk. The safety if available for free makes you like anyone else go for it. Especially in the case of finance, everyone wants to be safe.

When you want to apply for any credit facility and the lender asks for your credit score, you want to check it with a reliable portal which does not affect their present score and is also free of cost. For this, Experian is among the top choices that you have. The free Experian credit report India can be attained in a few minutes by following the below-mentioned steps.

How can you check your Experian score?

The steps involved in the process of checking Experian credit score are mentioned here:

  1. Mention your Full Name, Mobile Number, and Email ID and click on the ‘Submit’ button.
  2. You will then receive an OTP on the registered mobile number
  3. Submit that OTP and click on ‘Verify & Continue’ tab
  4. Mention your Date of Birth and Gender
  5. Provide your Permanent Address including the state, city, Pincode
  6. Enter your PAN Number and submit.

If you notice that the score is less than what you thought it should be, don’t worry. There is a solution to this as well. You can easily upgrade your credit score. The question, however, is how much would it take to increase it? As you know, some things are not in your control but you still got the formula to follow certain norms in order to enhance your score. Let us see what these measures are.

How can you get your free Experian Credit report India?

You can check the score and get the report on your email ID. The details you mention in the form while checking the Experian score are taken in order to make it convenient for you to get the report and analyze it properly as per your comfort.

How is Experian Report Generated?

Experian credit report is generated by keeping into account the information such as:

  • How many credit accounts you have
  • How much you owe in total in credit
  • Whether you have missed any payment
  • How many credit applications you have made in last 6 months

What does the score signify?

When you have a good Experian credit score, you are eligible for some of the best credit facilities in the market. If you have a score above 750, you can get most of the credit cards and loans. If your score lower than this, you can still get these but there will be certain limitations.

The things you won’t be able to get or do is that the best credit cards or loans at lower rate of interest. However, there are different measures with which you can improve the score and make yourself eligible for finest products.

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