HDFC credit card bill payment

How to do HDFC Credit Card Bill Payment?

Credit cards are by far the best technology in favor of customers. The debt facility helps you in times when you are out of cash and have to make urgent payment. Or, you can also use it on a monthly basis as your pocket money and pay the bill every next month. By doing so, you not only save your income and keep some cash in your account but also create a good cibil score.

Yes, a credit card with regular payment record is the easiest way to create a cibil or credit score or to improve it. Talking about HDFC credit cards, these money lending cards come with attractive benefits. In order to help people enjoy their credit card journey, the bank also receives credit card payment online as well as offline whichever way is convenient for the customer.

Online credit card bill payments at HDFC Bank is as simple as using it. The Net Banking facility at HDFC has made it very convenient for the credit card holders to pay their bills. To know more, read this article.

HDFC Credit Card Bill Payment Online

You can do the bill payment online in just 3 simple steps. These are as follows:

Provide your HDFC Bank Credit Card payment details:

  • Enter your HDFC Bank Credit Card number and Payment amount.
  • Select your net banker from drop-down and click on PAY.
  • You will be securely redirected to the bank payment interface of your chosen net banking option.

Confirm payment (at Bank):

  • Enter your authentication details [viz user id/ password]
  • Confirm your payment amount to HDFC Bank Credit Card
  • Your account will get debited online

Receive online confirmation:

  • You will receive an online transaction confirmation and a Transaction Reference Number.
  • You will also receive an email acknowledgement of your transaction (if email id provided)

HDFC Credit Card Bill Payment Offline

If you are not comfortable in paying the bill online, you can do it with a cheque. The payment is also received by cheques that can be submitted at the nearest bank branch. So, you have the option to choose the best suitable option.

Types of HDFC Credit cards:

HDFC Credit Cards are available to customers under various categories-

  • Featured cards
  • Super Premium
  • Co-brand
  • Professional
  • Premium Travel
  • Premium Women
  • Premium
  • Regular
  • Commercial
  • Cashback
Featured Cards-
  • JetPrivilege HDFC Bank World
  • Platinum Times
  • Titanium Times
  • Diners Club Black
Super Premium-
  • Infinia
  • Regalia
  • Diners Club Black
  • JetPrivilege Diners Club
Co-Brand-
  • JetPrivilege World
  • Maruti Suzuki NEXA AllMiles,
  • Titanium Times
  • Snapdeal Card
Professional-
  • Doctor’s Superia
  • Teacher’s Platinum
Premium Travel-
  • Superia
  • AllMiles
  • Maruti Suzuki NEXA AllMiles
Premium Women-
  • Solitaire
Premium-
  • Regalia First
  • Diners Club Premium
  • Diners Club Rewardz
  • Visa Signature
Regular-
  • Platinum Plus
Commercial-
  • Business MoneyBack
  • Business Regalia
  • Corporate Platinum
  • Corporate Card
Cash back-
  • Platinum Edge
  • Freedom
  • MoneyBack
  • Bharat
Read Also: Credit Cards for People with No Credit : Essentials Worth Considering
How to apply online

Once you have gone through the criteria, you can apply for one of the cards through Net Banking. This procedure is faster and convenient both if you will follow the below steps:

  • Login to Net Banking website by mentioning the customer ID that you got along with the bank’s documents at the time of opening an account
  • Click on the credit card section
  • Follow the steps that would lead to the application procedure
  • Fill in the application form and mention all the details correctly (like full name, DOB, address, employer’s name, net monthly income, etc.)
  • List of available options as per your profile will appear
  • Go through all the features, benefits, annual charges, and fees applicable to each card
  • Choose the one that suits your purpose
Eligibility Criteria-

To get one of the above cards, you must fulfill the eligibility criterion set for that particular card. However, an applicant must keep the below-listed things in mind:

  • You must have a minimum monthly income of Rs. 20,000
  • You must have a PAN card
  • You must carry Aadhar Card
  • You must have a bank account
  • You must provide the correct personal and professional details
Documents Required

The list of documents required to apply for a credit card at HDFC Bank is as follows:

  • You must have a PAN card
  • You must carry Aadhar Card

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