So you have been banking with ICICI Bank for quite a while and want to take that existing relationship a notch further by grabbing one of its credit cards, right? Well, your relationship with the concerned private lender, which runs its operations from around 5,000 branches across India, may have started offline. But you can start a new inning with the banker by applying for a credit card online.
ICICI Credit Card Apply Online has considerable advantages for you to enjoy. So take some time out of your busy schedule and read this article that has information on the same.
How to Apply for ICICI Credit Cards Online?
Making an online application is easy as it can be done in a few minutes, eliminating the need for you to visit the bank branch and face the hassles that come with it. You just need an Internet connection on your mobile or desktop to apply online. So log on to ICICI’s website and apply by sharing a few personal and professional details. You can even apply through some websites that have tie-ups with ICICI Bank.
ICICI Bank Credit Card Application Status
A few days after the application is made, you would wonder about the status of the same, right? So, you can check it online or call the 24×7 customer care executive to know the status, which could be either approved, pending for approval or rejected. If the application is rejected from the private lender, try to know the reasons for the same. If you can fill the void, do so and apply again for an approval.
ICICI Bank Credit Card Eligibility
ICICI Bank, like other lenders, puts in a few eligibility criteria for the customers to meet. Check out the criteria below.
- A resident Indian with a minimum of 23 years can apply
- Both salaried and self-employed are eligible
- Salaried must be earning a monthly income of ₹23,000
- The annual turnover of a self-employed must be a minimum of ₹3,00,000
- The bank also checks your credit score and repayment history
How to Compare ICICI Credit Card Offers?
As there are a plenty of credit cards that ICICI offers, it makes sense to compare and choose the best one. Check the reward point offers, its redemption, discounts on dining, savings in fuel cost, travel privileges, cashback, as well as the joining and annual fees. You can also look for a lifetime free card with no joining and annual fees. For example, ICICI is now offering Platinum Chip Credit Card without any joining & annual fees. Some of the benefits it has on offer include fuel surcharge waiver, a minimum 15% off on dining at more than 800 restaurants thanks to Culinary Treats Program.
ICICI Bank Credit Card Helpline
Stuck with any query regarding be it reward point or discount offerings? You can thus connect with the 24×7 helpline number – 18001024242 to get all that sorted out ASAP. The executives would be ears to your call and provide you plausible solutions to resolve your queries at the earliest.