Make your Investment Decisions Upright by Investing at Principal Mutual Fund NAV

Willing to know whether it is the right time to invest in Principal Mutual Fund? Check out the latest Principal Mutual Fund NAV by going either at the asset management company’s website or at any financial websites like, where you could easily locate the current pricing for your desired fund.

NAV or simply NAV is the price at which an investor decides to buy or sell mutual fund shares. It is  calculated both by mutual fund house itself or by an accounting firm hired by mutual fund. If you are deciding to buy the units of Principal Mutual Fund, you need to know about the company first.

Principal Mutual Fund is one of the pioneer asset management company in India. The investment manager, Principal Pnb Asset Management Company manages the mutual fund investment advisory services to Principal Mutual Fund.

This fund house aspires to provide a couple of new investment solutions for both retail and institutional investors which works in the lines of strategic principles of severe risk controllers, proces-orientation and extraordinary research for helping out reach investment decisions.

The asset management company manage assets worth over 4 lakh customers under its directives through 102 investor centres medium across 20,000 empanelled distributors throughout India. This fund house promotes itself of having a strong backup of disciplinary investment team which works on the persisting level of risk with an emphasis of creating, protecting and accumulating the wealth of investors.

Being a strong financial support, this fund house has global expertise and experience of handling asset accumulation and asset management of the parent company over 135 years-the Principal Group-which is one of the prominent investment managers with 572.7 billion in assets under management and offices in 18 countries throughout Asia, Australia, Europe, Latin America and North America.

Principal Mutual Fund NAV

Want to know at how much prevailing price you want to park your investment in Principal Mutual Fund? Check out the latest NAV which easily can tell you the number of units you are going to keep throughout the tenure of your mutual fund scheme.

In clear terms, NAV is the sum of all the securities held in the mutual fund minus liabilities further divided by the number of outstanding shares. Have a look on the formula:

NAV = (Value of Assets-Value of Debts)/number of units outstanding


Value of Assets =Market value of Mutual Fund Investments+Receivables+Accrued Income

Value of Debts=Liabilities+Accrued Expenses

Let’s understand the concept of Principal Mutual Fund NAV by taking a simple example:

You wish to invest Principal Emerging Bluechip Fund and Principal Large Cap Fund with a NAV of  ₹ 100 and ₹ 110 respectively. Suppose you have invested ₹ 10,000. Subsequently. You will get 100 units(10,000/100) in  Principal Emerging Bluechip Fund and 91 units (10,000/110) in Principal Large Cap Fund.

Don’t get swayed into the dilemma of mixing NAV with share prices. As stocks do have shares, similarly, mutual funds do have NAV. So, you need to be informed that the buying and selling happens at the mutual fund NAV so accordingly, the NAV can also be taken as the book value of the mutual fund units.

Higher NAV or Lower NAV

Witnessing higher NAV or lower NAV before buying Principal Mutual Fund? Well, don’t get struck but first understand the concepts of higher NAV or lower NAV before undertaking the fund.

A higher NAV indicates that the scheme have been performing upto the mark or has been in the market somewhere down the line. But you need to understand that it is the NAV which carries a greater weightage on the number of units you acquire. Be prepared to get the fewer units, if you relatively choose a scheme with a high NAV but the investment value will no longer be unchanged.  It is the performance and returns garnered by your Principal Mutual Fund which becomes of utmost concern.

Principal Mutual Fund Schemes

Want to know the NAV of every Principal Mutual Fund scheme before you buy? First, understand the variety of schemes which the fund house offers to its investors.

  • Principal Dividend Yield Fund
  • Principal Emerging Bluechip Fund
  • Principal Smart Equity Fund
  • Principal Arbitrage Fund
  • Principal Large Cap Fund
  • Principal Growth Fund
  • Principal Index Fund – Nifty
  • Principal Equity Savings Fund
  • Principal Personal Tax Saver Fund
  • Principal Tax Savings Fund
  • Principal Balanced Fund
  • Principal Dynamic Bond Fund
  • Principal Short Term Income Fund
  • Principal Debt Savings Fund
  • Principal Money Manager Fund
  • Principal Low Duration Fund
  • Principal Credit Opportunities Fund
  • Principal Government Securities Fund
  • Principal Cash Management Fund
  • Principal Global Opportunities Fund
  • Principal Asset Allocation Fund of Funds

Disclaimer : Mutual Fund Investments are subject to market risks, read all scheme related documents carefully before investing.

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